Complimentary written insurance appraisals are available for any jewelry purchases made at Ronnie’s Jewelry and Loans. We offer updated appraisals, a small fee may apply. We offer free verbal appraisals on the value or authenticity of items. We do charge a reasonable fee for insurance appraisals done on merchandise purchased at other establishments. A written appraisal is a document that includes a detailed description of an item, a picture of the piece, and a retail replacement value for that item. The appraisal will identify the cut, color, clarity, and carat weight of diamonds. Colored gemstone's dimensions are measured by millimeters, the metal weight and carat weight are also included. Your written appraisal is all you will need for your insurance agency to calculate your coverage rates for your diamonds or fine jewelry.
We specialize in buying and evaluating estates as well as an insurance replacements. Please contact us to make an appointment if you would like our assistance with any aspect of jewelry evaluation or jewelry insurance. ******Remember to insure your jewelry and update insurance appraisals. Market values change quickly, and protecting yourself against loss is important!!!!*****
WHY IS AN APPRAISAL
The most important reason to have your jewelry appraised is for insurance purposes. Precious metals, diamonds, and gemstones fluctuate in price over time. Keeping your appraisals up to date will guarantee you are accurately protected when you have a loss. If your jewelry does not have the correct appraisal value, you will not receive the proper reimbursement for your claim. You do not want to be under insured and not be able to replace your treasured item.